Skip to content
Legal

Privacy Policy

Last updated: January 1, 2026

LoanBearMe ("we," "us," or "our") operates loanbearme.com (the "Site"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our Site or use our services. By using our Site, you consent to the practices described in this policy.

1. Information We Collect

We collect several types of information to provide and improve our services:

Information You Provide

  • Contact information: Name, email address, phone number, and ZIP code.
  • Financial information: Income details, employment status, and banking information you submit for matching with lenders.
  • Identity verification: Government-issued ID details when required by a lender.

Information Collected Automatically

  • Device and browser data: IP address, browser type, operating system, and device identifiers.
  • Usage data: Pages visited, time on site, referring URLs, and interaction data.
  • Cookies and similar technologies: We use cookies to remember preferences, analyze traffic, and improve user experience.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To match you with lenders and lending partners in our network.
  • To process your request and facilitate the loan evaluation process.
  • To communicate with you about your request and provide customer support.
  • To comply with legal obligations and prevent fraud.
  • To improve our Site, services, and user experience.
  • To send you relevant offers and marketing communications (you may opt out at any time).

3. How We Share Your Information

LoanBearMe is not a lender. We share your information with our network of lending partners so they can evaluate your request and potentially extend an offer. When you submit your information through our Site, you authorize us to share it with these partners.

We may also share information with:

  • Lending partners: Lenders and loan brokers who may offer you a loan product.
  • Service providers: Third parties that help us operate our Site and business (hosting, analytics, etc.).
  • Legal authorities: When required by law, court order, or to protect our rights and safety.
  • Business transferees: In the event of a merger, acquisition, or asset sale.

4. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to enhance your browsing experience and collect usage data. You can control cookies through your browser settings. Disabling cookies may affect some features of our Site.

  • Essential cookies: Required for the Site to function properly.
  • Analytics cookies: Help us understand how visitors use our Site.
  • Marketing cookies: Used to deliver relevant advertisements.

5. Data Security

We implement industry-standard security measures to protect your personal information, including 256-bit SSL encryption for data transmission, SOC 2 compliant infrastructure, and restricted access controls. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide our services. We also retain information to comply with legal obligations, resolve disputes, and enforce our agreements.

7. Your Rights

Depending on your state of residence, you may have the following rights:

  • Access: Request a copy of the personal information we hold about you.
  • Correction: Request that we correct inaccurate information.
  • Deletion: Request that we delete your personal information.
  • Opt-out: Unsubscribe from marketing communications at any time.
  • Non-discrimination: We will not discriminate against you for exercising your privacy rights.

To exercise any of these rights, contact us at support@loanbearme.com. For California-specific rights, please see our Do Not Sell or Share My Personal Information notice.

8. Children's Privacy

Our Site is not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If you believe we have collected information from a minor, please contact us immediately.

9. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page and revise the "Last updated" date. We encourage you to review this policy periodically.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

  • Email: support@loanbearme.com
  • Address: 100 Wilshire Blvd, Suite 700, Santa Monica, CA 90401